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How to Buy Car InsuranceExpand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from Dynamic and more videos in the Car Insurance category. You can contribute too! Create your own DIY guide at www.howcast..com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com Follow these helpful hints before you sign on the dotted line. To complete this How-To you will need: A credit report Knowledge of local law Careful consideration Competing quotes Extra coverage A credit report Knowledge of local law Careful consideration Competing quotes Extra coverage Step 1: Check your credit Check your credit report for errors. Insurance companies use your credit rating to help determine your rate. Tip: Request a copy of your credit report by logging onto annualcreditreport.com or by calling 1-877-322-8228. You are entitled to one free copy per year. Step 2: Obey the law Find out the minimum car insurance required by law on your state's Department of Insurance web site. Tip: Only New Hampshire and Wisconsin don't require car insurance. But since they do require people to pay for accidents they cause, many people carry it anyway. Step 3: Consider more liability coverage Consider buying more liability insurance than your state requires. Consumer groups recommend a minimum of $100000 for injuries per person, $300000 per accident, and $100000 in property-damage liability. Tip: Most American car insurance does not ... | ||||
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What's your best price? How to buy a car and get the best deal.Customers repeatedly compare their car and truck buying experience to getting a root canal. I wonder if they can accept that they are 99% of the car buying problem? I'll leave 1% for the absolutely brain damaged dealer who can't make it the easiest buying experience of your life using my advice. I'm jeff sterns of www.jeffsterns..com as well as www.dealermouth.com. See jeff's inventory at autoexact.com. Jeffsterns.com is a fee based company that helps clients spending an average of $200000 per vehicle transaction get a car quicker and easier than someone sending $25000. Make sense? NO!!! Please sit back and accept this free car and truck buying advice. Without exception, friends, family and clients who have used my advice to the letter have reported back to me with amazement at how darned easy it is to make a deal and how difficult they had been making it to make a fast easy pleasant deal. The first thing you do is decide where and with who you'd like to do business with. Yes, that's the first decision. Most of you think that driving, calling or emailing around for the "best price" is the way to start. Pick your favorite dealer. Location? Service reputation? A salesperson you like? You're now half way done. Next decide what you want. Whether it be by reading about it or going to the lot to look, decide that first. Do drive. Do tell the salesperson that you are in the deciding phase and it's not now about money. Resist your primal urges to ask about price. It's just not ... | ||||
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